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Empowering Dreams with Micro Loans

Fast, affordable, and flexible loans for small businesses, farmers & women entrepreneurs.

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Our Insurance Product Offerings

Retail Insurance Solutions
  • Hospicash & Wellbeings
  • Life Insurance (Term, ULIPs, Endowment, Whole Life)
  • Health Insurance (Individual, Family Floater, Critical Illness)
  • Motor Insurance (Car, Two-Wheeler, Commercial Vehicles)
Corporate & SME Insurance
  • Group Health Insurance for Employees
  • Liability Insurance (Directors & Officers, Professional Indemnity)
  • Property & Fire Insurance for Businesses
Specialized Insurance Products
  • Travel Insurance for Frequent Travelers
  • Agriculture & Rural Insurance
Insurance Services
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Hospicash & Wellbeing Overview

Why Hospicash?

Surveys indicate hospitalization expenses account for ~40% of the annual expenditure of low-income families.

Hospitalization also causes loss of income and additional expenses (attendant, travel, etc.).

Our Tailor-made Plan Covers:

Fixed Benefit

Benefit is fixed for illness or accident, irrespective of actual expenses.

No Network Limit

No network hospital requirement — only registered hospitals are covered.

Accidental Death Benefit

Includes additional financial security for insured customers.

Affordable Protection

Hospi-Cash @ Rs. 399/- No more tension of extra expenses during hospitalization.

Policy Period

1 Year coverage for one individual.

Insured Group

Self / Spouse + 2 Kids (Max).

Per Day Benefit

₹500 per day (ICU Limit: ₹1000/day).

Doctor on Call

GP + Specialists (300+ Doctors).

Personal Accident Cover
Accidental Death Benefit: ₹1,00,000 (Adults only)
Eligibility
  • Adult Age Limit 18–65 years
  • Kids Age Limit 91 days–23 years
  • Initial Waiting Period 30 Days

Product Brief (Cont.)

Maximum Benefit Days: 30 days per insured per insured per year
ICU Limit: ₹ as per product
Accidental Death Benefit: PT/PPD per product table
Doctor on Call: GI GP + Specialists (300 Doctors)
Claims Process
Claim intimation can be submitted via portal/app within 90 days of discharge.
Required Documentation:
  • 1 Customer ID & Name
  • 3 Nature of Diagnosis & Treatment Details
  • 5 Hospital name and treatment details
  • 7 Lab reports & indoor case papers (if > 4 days)
  • 2 Name & Address of Insured Person
  • 4 Verified illness details via hospital documents
  • 6 Admission & discharge dates/length of stay
  • 8 Any other relevant information required

Our Insurance Services

Car Insurance

Car & Bike Insurance

Protect your vehicle against accidents, theft, and natural calamities. Get instant policy issuance and cashless garage facilities.

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Commercial Vehicle

Commercial Vehicle Insurance

Specialized insurance for trucks, buses, and taxis. Ensure your business stays on the move with comprehensive coverage.

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Health Insurance

Health & Group Mediclaim

Cover your medical expenses and hospitalization costs for you and your family or employees with our wide network of hospitals.

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Life Insurance

Life Insurance

Secure the financial future of your loved ones. Choose from term life, whole life, or investment-linked insurance plans.

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Accident Insurance

Personal Accident Policy

Get protection against accidental death, disability, and injuries. A crucial safety net for every individual.

Get Protected
Travel Insurance

Travel Insurance

Travel the world worry-free. Coverage for flight cancellations, medical emergencies abroad, and lost baggage.

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Home Insurance

Home Insurance

Your home is your biggest asset. Protect it against fire, burglary, and natural disasters with our home insurance.

Protect Home
Home Insurance

Home Insurance

Your home is your biggest asset. Protect it against fire, burglary, and natural disasters with our home insurance.

Protect Home