Empowering Small Businesses
Affordable microloans to help you grow your dream. Fast approval, low interest, flexible repayment.
Apply Now
Affordable microloans to help you grow your dream. Fast approval, low interest, flexible repayment.
Apply Now
At Shreshta Payments Private Limited , we believe every small dream deserves a big chance.
Founded in 2010, we’ve been dedicated to providing accessible financial services to small entrepreneurs, farmers, women, and underserved communities across rural and urban India.
Our mission is simple: financial inclusion. We help people grow their businesses, educate their children, and build better lives — with dignity, speed, and care.
Secure your savings and fulfill your financial needs with our trusted services
Save regularly and build a secure future with guaranteed returns.
Grow your savings faster with our double deposit scheme.
Invest once and enjoy guaranteed higher interest on maturity.
Flexible loans to cover personal expenses and urgent needs.
Get instant funds against gold with minimum paperwork.
Special loan plans for small groups and communities.
Secure your savings and fulfill your financial needs with our trusted services
Select loan category and check your eligibility for multiple schemes at once
Save regularly and build a secure future with guaranteed returns.
Grow your savings faster with our double deposit scheme.
Invest once and enjoy guaranteed higher interest on maturity.
Flexible loans to cover personal expenses and urgent needs.
Get instant funds against gold with minimum paperwork.
Special loan plans for small groups and communities.
Answer few questions and get matched with best suitable scheme(s).
Provide basic details & documents and the advanced technologies would capture/auto-fill required details through smart analytics.
View offers from 200+ Lenders and get Digital Approval from selected bank.
Check the real time status of your application at your convenience.
We’re not just a lender — we’re your financial partner.
Get approved in under 24 hours with minimal paperwork. No hidden charges, no delays.
Lowest interest in the market. We believe in fair finance for all, especially small entrepreneurs.
Weekly, monthly, or seasonal payments — choose what works for your cash flow.
Our loan officers guide you from application to disbursement. You’re never alone.
95% Repayment Rate
Trusted by 10,000+ borrowersLoans Given
Disbursed
Women Borrowers
No paperwork, no stress — just fast, fair, and friendly service.
Fill a 2-minute form on our website or WhatsApp. No branch visit needed.
We call or verify via WhatsApp — usually within 30 minutes.
Get your loan offer with clear terms. Accept in one tap.
Disbursed via UPI, bank, or cash — same day or next morning.
Answer few questions and get matched with best suitable scheme(s).
Provide basic details & documents and the advanced technologies required details through smart analytics.
View offers from 200+ Lenders and get Digital Approval from selected bank.
Check the real time status of your application at your convenience.
Real people. Real success. Real impact.
I run a small shop. I got ₹50,000 within 24 hours. Now my income has doubled. Thank you, Rose Janaseva Groups !
I needed a loan for my crops. Got it at very low interest. My harvest was good. Now I can educate my child too.
With the women entrepreneur loan, I bought a new machine and got free training. Now I employ 5 people!
Emergency loan saved me during hospitalization. Fast approval and no pressure. Truly a life-saver.
I run a small shop. I got ₹50,000 within 24 hours. Now my income has doubled. Thank you, Rose Janaseva Groups !
I needed a loan for my crops. Got it at very low interest. My harvest was good. Now I can educate my child too.
With the women entrepreneur loan, I bought a new machine and got free training. Now I employ 5 people!
Emergency loan saved me during hospitalization. Fast approval and no pressure. Truly a life-saver.
Want to share your story?
Share Your FeedbackHere to help you with all your financial queries at Shreshta Finance.
Get a microloan in 24 hours — no collateral, no hassle. Start your financial journey with Rose Janaseva Groups today.
Or call us at 8653743848
